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この表からわかるとおり、返済期間短縮型では利息の総支払額は、約1,212万円が約829万円に下げられており、利息軽減効果は約382万円にもなります。繰上返済の明確なメリットは、利息の総支払額が軽減できることです。最後に、「高い借入金利」についてです。 それぞれの希望を、「現役中の完済」、「賃貸経営」、「高い借入金利」という言葉にまとめて解説します。
」などの希望をお持ちの方が挙げられます。 ただ、5年経過時の利息軽減効果約382万円よりは、その効果が約95万円下がっています。返済額軽減型については、利息の総支払額は、約1,212万円が約1,
054万円に下がっており、利息軽減効果は約158万円程度あります。 -
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